A car accident is always traumatic, but it can be even more so when it involves a commercial vehicle. If you or someone you know was involved in such an accident, you might be wondering what to do next. The first step is to seek medical attention if needed.
Then, you should gather as much information as possible about the accident. This includes taking photos of the scene, getting the contact information of any witnesses, and exchanging insurance information with the other driver.
Once you have all this information, you should contact an experienced car accident attorney who can help you navigate the legal process and get the compensation you deserve.
In 2015, there were 5,375 commercial vehicle accidents in Florida. These accidents resulted in 2,636 injuries and 209 fatalities. The leading cause of commercial vehicle accidents was driver error, accounting for nearly 60% of all accidents.
The second leading cause of commercial vehicle accidents was a mechanical failure, accounting for over 10% of all accidents.
Many types of vehicles can be considered commercial, including but not limited to the following:
If you are in an accident while driving any of the abovementioned vehicles, you should be aware that the claims procedure may vary from that of a typical passenger automobile.
You will likely need to contact a commercial vehicle accident lawyer to help you navigate the complex legal landscape.
There are a few different types of commercial vehicle insurance companies. Some insure vehicles used for business purposes, while others insure only certain types used for specific businesses.
Still, others ensure both private and commercial vehicles. To find the right company to insure your commercial vehicle, shopping around and comparing rates is essential.
It's also a good idea to ask your agent or broker about any discounts that may be available.
When it comes to commercial vehicle insurance, there are a few key things to keep in mind. First, your auto insurance will not cover you if you use your vehicle for business purposes.
Second, commercial vehicle insurance typically covers the car and any liability arising from its use. Commercial vehicle insurance protects businesses from the financial risks associated with owning and operating a commercial vehicle.
Here's how it works:
The first step is to determine the sort of coverage you need. There are four main types of coverage: property damage, bodily injury, medical payments, and uninsured/underinsured motorist.
Property damage coverage protects you from financial losses due to damage to your vehicle. This can include repairs, replacement parts, and even rental car costs while your vehicle is being repaired.
Bodily injury coverage pays for medical expenses and lost wages if someone is injured in an accident involving your commercial vehicle. It can also provide coverage for legal costs if you're sued due to the accident.
Medical payments coverage reimburses passengers in your business vehicle for medical expenditures. This can be helpful if someone is injured while riding in your car or truck but doesn't have health insurance.
Uninsured/underinsured motorist coverage protects you from financial losses if you're involved in an accident with a driver who doesn't have enough (or any) insurance to cover the damages they caused. Once you know what type of coverage
Conclusion
A car accident in a commercial vehicle can be a serious matter. If you or someone you know has been involved in such an accident, it is vital to seek experienced legal help as soon as possible.
The lawyers at our firm have extensive experience handling these cases and can help you get the compensation you deserve. Contact us today for a free consultation.
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